Reborn with Vengeance: The Missing $700,000 Down Payment

Olivia’s Nightmare: An intern named Rachel used some kind of “deposit transfer” on me. No matter how much money I put in my account, the balance would always become $50. In my previous life, I dreamed of buying a house near the company. I finally saved up $50,000 for a down payment. But when I tried to make the payment, the real estate agent told me my balance was insufficient. I checked my bank statements, questioned the bank, and even went to the police, but everyone treated me like I was crazy. Because my bank statements showed every transaction clearly. But I never made those purchases! I’ve always been so frugal! I called my parents in tears, but they just scolded me: “Olivia, are you making excuses for becoming a spendthrift?” “You’re could you make up such a ridiculous story! If you want money from us, just say it. No need to lie.” When I told my coworkers about this, after looking at my bank statements, some of the guys even joked: “Olivia’s spending thousands at a certain bar late at night. That price matches up perfectly with hiring male escorts!” Faced with all these misunderstandings, my explanations were useless. I anonymously posted about this online, but netizens all commented that I was making things up for attention. Only one comment suggested I observe if anyone around me had spending that matched my statements. After careful observation, I indeed noticed that whenever Rachel, the new intern in our department, made a purchase, a deduction would appear in my account. Even buying a drink would show up immediately. After confirming my target, I confronted Rachel directly. But she just laughed at me, saying I was spending recklessly and trying to blame others when I couldn’t save money. She said I must be going crazy. She even colluded with other colleagues and me sent to a mental hospital. After two years of torture in the hospital, I couldn’t take it anymore and escaped to jump into a river. But when never expected that when I opened my eyes again, I’d be back to the day before I was going to buy the house.

After my rebirth, the first thing I did was check my online banking balance. Sure enough, there was only $50 left. I quickly gathered my thoughts. At this point, my money had already been transferred to Rachel’s card through some unknown method. I wanted to confront Rachel and end it all, but remembering how my parents’ hair turned white overnight after my death in my previous life, I regretted my actions. If I acted impulsively again like last time, I’d only repeat the same tragedy. Just then, Sarah, our department manager, called me over. “Olivia, this order is tough be a bit tricky, but the commission is $500! Don’t say I’m not looking out for you!” I swallowed hard, almost instinctively. $500 would be enough for a month’s rent, with plenty left over. But I still declined. “Sarah, thank you. But I don’t want to take any orders for the next month.” Ignoring Sarah’s shocked expression, I turned and left the office. Because of the poor soundproofing, the colleagues outside had already heard everything. Immediately, discussions broke out. “Olivia is the top salesperson in the whole company, nicknamed ‘Hardworking Olivia’. She’s actually not taking orders today?” “Not just today, didn’t you hear her say she won’t take any for the next month!” Ignoring the chatter around me, I opened a food delivery app and ordered the largest iced Americano, then deducted the last $50 from my card. You should know, in my previous life, I couldn’t even afford a $4 sweetened coffee. To put down roots in this expensive city, I had tied my life to my belt. Every day, I’d work on client follow-ups until 2 or 3 AM, then get up before dawn to squeeze into the packed subway for two hours, just to clock in at the company on time. One late arrival meant a $50 fine. That was nearly a week’s worth of food money for me. I dreamed of buying a house near the company, even if it was just a 300 square foot studio. Every month when I got paid, I’d only leave $300 for living expenses. The rest, I’d put into my bank account. But I never expected that the $50,000 down payment I had desperso hard would up in someone else’s pocket! Just then, the office door was suddenly pushed open. “Girls! Lunch is on me!” Rachel’s loud voice instantly filled the room. She was beaming, carrying the latest Chanel bag, looking like she’d just won the lottery. “Let’s go to the New Moon Hotel! Order whatever you want!” The office erupted,oded with excitement, colleagues crowding around her. “Rachel, did you strike it rich?” “Which sugar daddy did you hook up with?” I didn’t move, just holding my coffee, staring at her coldly. Because I knew, she was spending my money. Rachel, surrounded by everyone, waved her hand, pretending to be modest: “Oh, it’s nothing. I just bought a lottery ticket the other day and won a small prize.” Someone immediately asked, “How much did you win?”

Rachel glanced at me, a smug smile tugging at her lips. “Not much,” she said casually, few hundred thousand.” “Whoa—” A collective gasp went around the room. A few hundred thousand was an astronomical figure for us working folk barely making over $10,000 a month. But I noticed that since Rachel entered, her gaze kept drifting towards me, intentionally or not. As if observing a lab rat’s reaction. She was watching to see if I had discovered that my bank card had become useless. I suppressed the hatred surging in my heart, holding back the accusations that almost spilled out. I couldn’t startle the snake in the grass just yet. I stood up, forcing a smile that was just right, even with a hint of envy. “Congrats, Rachel! You’ve me bask in your good fortune.” Rachel saw my normal demeanor and flashed a look of surprise, then secretly let out a sigh of relief. She probably thought I hadn’t noticed the anomaly in my savings yet. As lunchtime approached, Lily, who sat next to me, suddenly leaned over. “Olivia, didn’t you say you’d go house hunting once you saved enough for a down payment? When are you going? I’ll come with you.” At the mention of the house, I clenched my fists tightly, my nails almost digging into my flesh. But I quickly relaxed, my face still calm and collected. “No rush,” I said. “I lost my ID card a few days ago and it takes time to get a new one. Besides, with house prices falling so fast, I’ll wait and see a bit longer.” As soon as I finished speaking, I felt a gaze fall on me again. It was Rachel. She was looking at me again, her eyes unable to hide a hint of glee. Rachel was originally an intern who had only been with the company for two months. She was 5’3″, weighed 400 pounds, had an average appearance, and was at the bottom in terms of performance. In our sales department, which valued looks and results, she should have been at the bottom of the food chain. But in my previous life, it was her who took my $50,000 and first went for full-body liposuction, then plastic surgery. She transformed overnight into a beautiful rich girl that everyone loved. It was also her who used my money to buy people’s hearts, colluding with several male colleagues to have me sent to a mental hospital on the grounds that I was “mentally unstable”. Thinking of the torture in the mental hospital for those two years, I took another deep breath to calm myself. At noon, Rachel took us to the New Moon Hotel for lunch, telling us to order whatever we wanted with a grand air didn’t hold back. I opened the menu and pointed straight to the most expensive pages. “King crab, the biggest one.” “Australian lobster sashimi.” “And this, foie gras.” “Let’s have some bird’s nest soup too.” With each dish I ordered, the expressions of my colleagues around me became more and more interesting. Lily tugged at my sleeve and whispered, “Olivia, isn’t this… too wasteful?” I smiled at her without saying a word. How could spending my own money be called wasteful? Rachel’s cheeks twitched, but in front of everyone, she could only force a smile. “It’s fine, Olivia is our top salesperson, she’s worked hard and deserves to eat well, it’s only right.” She smiled brightly. “In the future, she’ll need to eat well and work hard to create more results for our department!” Before I could speak, a colleague next to me chimed in: “Oh, Rachel, you weren’t here this morning so you don’t know. Olivia just told Sarah that she’s stopping all her orders for the next month.” The air instantly fell silent. I wiped the corners of my mouth leisurely with a napkin, raising my eyes to look at Rachel. The smile on her face froze inch by inch. “What did you say?” She stared at me, her voice sharp as she shouted: “Olivia, why are you stopping orders?” “What do you mean?”

I met Rachel’s eyes that were almost spitting fire, slowly curling my lips. “Why are you so worked up about me stopping orders?” The colleagues around also looked at each other in confusion, the fire of gossip burning in their eyes. “Yeah, Rachel,” Lily couldn’t help but speak up, “Olivia isn’t in a hurry, why are you reacting so strongly?” “Right, anyone would think you’re the one stopping orders.” The chatter of the crowd was like cold water, instantly waking Rachel from her outburst. The ferocity on her face quickly faded, and she squeezed out an extremely concerned expression. “I… I’m just worried for Olivia!” She raised her voice, as if that would make her seem more sincere. “Didn’t you say you were just a few orders away from having enough for the down payment? The South City No. 1 orders are so hard to get, if you stop now, how much money will you lose! I’m just feeling bad for you!” She was on the verge of tears, acting as if it were real. I laughed. “I’m tired and want to rest,” I said casually, picking up a lobster and slowly peeling off the shell. “Besides,” I paused and up at her, my gaze pure and innocent, “didn’t you just win big? A few hundred thousand, right? If I really end up short on the down payment, you… wouldn’t refuse to lend me some, would you?” The air froze again. All eyes focused on Rachel. The color drained from her face in an instant, her lips trembling, unable to utter a word. I put the peeled lobster meat in my mouth, adding leisurely. “Our Rachel is so generous, she definitely would, right?” Caught in my trap and scorched by everyone’s gazes, she finally squeezed out a few words through gritted teeth. “Of… of course I would.” Afraid I might really ask, she quickly added: “But I didn’t win that much, it’s just… just pocket money.” I looked at the new Celine dress she was wearing, the limited edition Chanel bag beside her, and this table of food that could feed an ordinary person for half a year. Indeed. My $50,000 really wouldn’t last her long at this rate. I enjoyed this meal thoroughly. Before leaving, I had the waiter pack up all the untouched king crab and lobster. I heard a few colleagues whispering behind my back. “My god, taking leftovers home, how unsightly.” “Yeah, acting like she’s never eaten before, so embarrassing.” I heard them but pretended not to, just smiling at Rachel. “Rachel, look how much you’ve spent, it would be such a waste not to take all this good food home. I’ll take it back to eat, you don’t mind, right?” Rachel’s face had become a palette of colors. But in front of everyone, she could only grit her teeth and nod. “I… don’t mind.” Back at the company, I nonchalantly put the taketakeout boxes in the communal fridge, perfectly ignoring my colleagues’ strange looks. In the afternoon, I knocked on the door of the finance office. “Emily, I want to withdraw half a month’s salary in advance.” Emily, the finance manager, looked up at me: “According to the rules, it needs the manager’s signature, and it’s usually transferred to your account at the end of the month.” I handed over an application form that I had prepared earlier, already signed. “The manager approved it.” “And, I don’t want a transfer.” “Just cash.” If money in the card would mysteriously transferred away, then cash should be safe, right? An hour later, I was back at my desk, holding an envelope with a thick wad of bills. This was my base salary for this month and part of last month’s commission, $1,500 in total. I stuffed the envelope into the deepest compartment of my bag and zipped it up. In my previous life, it was from this $50,000 that I began my descent into the abyss, step by step. In this life, I would climb up from this $1,500. But I hadn’t even sat down for five minutes. My right eyelid started twitto twitch uncontrollably. Thump, thump, thump. Each twitch more violent than the last. An extremely ominous feeling instantly gripped my heart! I hurriedly unzipped my bag and reached into that compartment— Empty! The envelope was still there, but the thick wad of cash inside had vanished! My blood instantly ran cold, every hair on my body standing on end. I hadn’t expected that Rachel’s method of transferring my deposits would have no limits! Was she trying to cut off all my options? I looked towards Rachel not far away, just in time to see a flash of glee on her face. I clenched my fists tightly. Luckily, I had already thought of a way to break this deadlock!

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